Bank of America

Credit Policy Amalyst/Modeler

This position resides in the Consumer Credit Risk Management Department of Bank of America. The position's responsibilities include monitoring and managing risk associated with consumer credit portfolios. For example, one objective of the position is to determine which loan applicants have the lowest probability of defaulting on a loan. To manage risk, the analyst will design reports to support analysis of account, customer, and household risk profiles,conduct ad-hoc analysis to support risk management and credit policy decisions, and present the results and recommendations to senior management. In this job, analytical tools will vary in complexity from simple frequency distributions to advanced statistical techniques such as generalized linear models, multivariate analysis techniques, and neural networks. To conduct analysis, the candidate will need to be able to access and query a multitude of databases and create and maintain their own data sets. The ability to manage several projects simultaneously is essential. Job requirements include: Master's degree (preferred) in Statistics, Economics, Finance and other quantitative field. Strong analytical, logical reasoning, problem solving, and communication skills. Experience analyzing real world data. Knowledge of SAS, Excel, and Word. Experience with SAS Enterprise Minor and Knowledge Seeker a plus. All qualified candidates, e-mail their infomation to: or fax it to:732-224-9381.