06/07/2013
Clarity Services, Inc.

Company Information: (Place title and job number in subject line when applying!!!) Clarity Services, Inc. is a real-time credit bureau leveraging world-class technology and focusing on untraditional bureau reporting. Clarity is a consumer reporting agency that provides information to lenders and develops efficient and effective data reporting products to help businesses reduce high-risk lending. Clarity's growing database of consumers provides information that is not available in traditional reporting agencies and assists lenders in gaining a competitive advantage by viewing alternative consumer data. Clarity Services, Inc. was founded in 2008 by industry veterans who identified and built upon the idea of providing a better way to report information for the alternative financial services market. Clarity is an FCRA-regulated consumer reporting agency that utilizes the latest and most flexible database architecture available. Clarity offers real-time reporting with a national coverage of non-traditional data sources that, when combined with the available traditional information offered by the three existing credit bureaus, provides an unparalleled view of the consumer.

Position Title: Scientist (Statistical Analyst) Job # 6-13-0002-2

Duties & Responsibilities: (Place title and job number in subject line when applying!!) The Scientist (Statistical Analyst) and Senior Scientist (Sr. Statistical Analyst) positions are full-time positions within the Analytics group at Clarity Services. Key responsibilities include: • Prepare datasets and conduct analyses to help lenders make better credit decisions using Clarity data • Identify ways to reduce credit risk and fraud losses, while increasing customer acceptance and/or conversion rates • Develop and validate risk scoring models that demonstrate value/predictiveness of Clarity data and effectively rank-order consumers based on specified performance measure (first payment default, serious delinquency, fraud, conversion,…) • Design and conduct analyses, formulate case studies, and develop white papers/presentation materials to position Clarity Services as industry leader • Present findings/recommendations to key prospects and existing clients to demonstrate value of Clarity data • Champion internal initiatives to enhance efficiency of Analytics group • Conduct more complex, ad hoc client-specific analyses • Manage scoring model development and validation activities (Clarity and third-party)

Position Qualifications: • Must have a Bachelor’s Degree in related field (applied math, statistics, engineering, computer science, business…), Must have Master’s Degree for Sr. Scientist • 2+ years experience, 4+ years relevant experience for Sr. Scientist • Proficient with data mining/analysis software (SQL, Excel, SAS, Knowledge Studio,…) • Solid understanding of exploratory data analysis, segmentation, predictive model development techniques • Proven experience working with large data sets (creation, cleansing,…) • Solid presentation and communication skills • Ability to manage multiple projects with deadlines • Knowledge of consumer lending, consumer risk management preferred • Previous experience building and validating credit scoring models a plus • Permanent residency required

Salary Range: Competitive

Benefits: Medical Dental 401K Basic Life Insurance Vacation Sick Leave Holidays

Web Site: www.clarityservices.com

Application Address: Place title and job # in the subject line of the email!!! Send to jobs@clarityservices.com Attach resume and cover letter

Contact Email: Kathy at jobs@clarityservices.com

Application Deadline: 07/01/2013