Dataset:  myield.dat

Source: A.H. Schaaf (1966). "Regional Differences in Mortgage Financing Costs",
Journal of Finance, Vol. 21, pp.85-94.

Description: New Home Mortgage Yields for 18 SMSA's as well as six financial and
geographic factors.


Variables/Columns:

SMSA  1-21
Mortgage Yield (%)  23-26
Average Loan/Mortgage Ratio  33-36  /* High values ==> Low Down Payments  */
Distance from Boston  (miles)  42-45
Savings per new unit built   51-55
Savings per capita   58-63
Pop inc 1950-1960 (%)  68-71
Percent of first mortgage from inter-regional banks  74-77